PIOPAC is a TPA, not just a bill facilitator

PIOPAC’s surety bonds, insurance, and licenses provide added protections for participants not required for bill facilitators.

Overcoming Billing Burdens

Working with PIOPAC can help organizations overcome the workload and costs of administering benefits.

Secondary Payment Methods

PIOPAC can store a secondary payment method to protect a participant’s insurance from lapsing after payments from payroll or another primary method fail.

Retain clients with Premier Retention Services™

Upon funding failure, participants receive: emails, text messages, and two outbound calls.

High-Touch Meets High-Tech

PIOPAC optimizes the customer experience using both human and technological connections. When you work with us, you have direct access to real human beings for help. We also continuously enhance our system to provide best-in-class support.

We streamline direct payments for participants

PIOPAC combines multiple carrier payments into a single recurring participant payment. This avoids the hassle of individual direct payments to each carriers.

Participants often have access to better insurance...at better rates

PIOPAC sends one streamlined payment to carriers for multiple individuals. Carriers will often treat this as a group and offer coverages and rates to individual participants that would typically be reserved only for group participants.

We likely work with your carriers

PIOPAC is currently processing payments to roughly 100 carriers and TPAs. If we are not working with yours, let us know and we will setup a billing call.

Work with hybrid offerings including both “up-front” and “in-arrears” billed coverages

PIOPAC takes the mystery out of managing core and ancillary payments that use different billing models. 

Manage accounts using a combination of Employer Deduction, Payroll Direct Deposit, and EFT

Many organizations have multiple participant classifications paid using various methods. This is no problem for PIOPAC’s robust billing system.

We can gather non-insurance monies

Association and union dues, charitable contributions, and other non-insurance monies can be managed and paid by PIOPAC.