Offer hassle-free benefits with PIOPAC's billing services

PIOPAC® premium facilitation services enable organizations to offer their employees and members benefits without the billing burdens and costs.

Is COBRA taking a bite out of your bottom line?

PIOPAC’s COBRA administration service fulfills employers COBRA requirements.

Master Your Money

Employers and employees can save hundreds annually by using pretax income to pay for regular, recurring expenses like healthcare, daycare, public transportation, or parking fees.

Discover the PIOPAC® Advantage


PIOPAC offers employers a multitude of services to simplfy and streamline their business and reduce costs.


Expand union membership by providing Member-Driven Benefits without the need to access a payroll system.

Professional Employer Organizations

Attract and retain employees by offering them benefits without the associated billing burdens and costs.


Grow association membership by offering members benefits without the need to access a payroll system.

Public Sector

By utilizing PIOPAC’s Premium Facilitation Services, public sector clients can avoid the RFP process by not payroll deducting benefits.

Discover the PIOPAC® Advantage for Employers

Flexible Spending Accounts

Accounts allowing you to pay for qualified out-of-pocket expenses with pre-tax dollars.


Health Reimbursement Accounts

Employer funded accounts that help employees with certain medical, dental, or vision expenses.

Lifestyle Spending Accounts

Employer funded accounts that provide the employer the freedom to select the type of eligible expenses covered.

Cobra Administration

Gain piece of mind by minimizing your liability when it comes to time spent administering COBRA.

Premium Facilitation

Attract and retain members and employees by offering them benefits without the typically associated burdens and costs.


The PIOPAC® Advantage
We offer a hassle-free way to provide supplemental benefits.
Without ever touching an invoice, you can offer your participants the benefits they need and want.

  • Licensed, bonded & insured Third Party Administrator (TPA)
  • More than 30 years experience
  • Support for all carriers and technology partners
  • US-based customer care team
  • Premier Retention Services® and Continuous CoverageCare®
  • Minority-owned
  • No subsidy requirement