Discover the PIOPAC® Advantage

Premium Facilitation

PIOPAC makes it easy for you with our 30 years of experience as a licensed, bonded, and insured TPA. PIOPAC can work with your preferred technology platforms and carriers. Our leadership can also tap into over 200 collective years of insurance experience to provide guidance to the technology, carriers, and enrollment solutions that work best for you and your clients.

Want more information?

Contact PIOPAC today!

Electronic Funds Transfer (EFT) Drafting

Why EFT Drafting?

PIOPAC’s Electronic Funds Transfer (EFT) Drafting removes you from the billing process and payroll deductions.

If your workforce includes DOL Independent Contractors, workers in remote locations, or sales personnel with fluctuating commissions, you can provide them access to valuable benefits that your competitors may not be offering.

Our approach allows you to offer benefits, without providing payroll deductions. By circumventing payroll process, this reduces billing burdens of associated administrative costs and improves your overhead by eliminating the invoice reconciliation process altogether.

PIOPAC does all the collecting, aggregating, reconciling, and remitting those premiums.

EFT Drafting can route directly from:

  • Checking & Savings accounts
  • Debit & Credit Accounts
  • Payday Cards

Advantages of EFT Drafting

Offer your members benefits without the need to access a payroll system. Never receive or reconcile an invoice, never hold funds, and never remit premiums.

Our “friction-less” payment solutions enable you to offer enhanced benefits without the traditional “billing burden” and employer engagement.

  • No Need for Payroll Deduction Slot
  • No Set-Up Fees for Employers, Unions, Associations, or agents
  • No Subsidy Requirement

The Choice Is Yours

As plan sponsor, you choose the benefits, (which may include health programs, life disability, supplemental offerings and/or Minimum Essential Coverage (MEC) plan(s) to name a few) that best meet your member’s coverage needs. You also choose the enrollment method that best aligns with your engagement strategy (e.g. onsite enrollers, call center, and/or online platform). You provide marketing support and enrollment conditions where the members can become educated on the new benefit offerings and provide the environment for them to enroll in the protection they need.

Why Go With PIOPAC?

  • We cut out the billing hassles that you don’t have time for.
  • Our flexible approach includes all your preferred benefit carriers.
  • We can also collect union and association dues and, when requested, additional monies for non-insured products.
  • Through our Continous CoverageCare(™), we provide you with a US-based bilingual Customer Care team with TTY and LanguageLine Solutions® services for participants with billing inquiries. Text messages, emails, and live outbound phone calls are included to proactively resolve any billing discrepancies and assist when a member goes on leave.
  • If Section 125 presents a barrier to offering benefits for employees or members, our EFT Drafting approach eliminates the compliance requirements and record-keeping needs you would contend with.
Learn More


888-561-3232

Direct Deposit Pay (DDP)

PIOPAC’s Direct Deposit Pay (DDP–commonly referred to and Split Direct Deposit) provides a “frictionless” approach that keeps you out of the billing and payroll deduction process without the need to collect individual personal banking information from applicants.

Our approach allows you to offer benefits without providing payroll deductions. By circumventing payroll process, DDP reduces billing burdens of associated administrative costs and improves your overhead by eliminating the invoice reconciliation process altogether.

PIOPAC does all the collecting, aggregating, reconciling, and remitting those premiums.

PIOPAC sets up an escrow account for each employee. PIOPAC provides the list of accounts assigned by enrolled employee that is provided to the payroll department. The payroll system pushes funds to that account on paycycle for premiums elected, and we do all the reconciling and send the appropriate amount to the carrier on the participants and employer’s behalf.

Advantages of DDP

Offer your members sponsored benefits without the need to access a payroll system. Never receive or reconcile an invoice, never hold funds, and never remit premiums. DDP enables you to offer enhanced benefits without the traditional “billing burden.”

  • No Need for Payroll Deduction Slot
  • No Set-Up Fees for Employers, Unions, and Associations
  • No Subsidy Requirement

The Choice Is Yours

As plan sponsor, you choose the benefits (which may include health programs, life disability, supplemental offerings and/or Minimum Essential Coverage (MEC) plan(s) to name a few) that best meet your member’s coverage needs. You also choose the enrollment method that best aligns with your engagement strategy (e.g. onsite enrollers, call center, and/or online platform). You provide marketing support and enrollment conditions where the members can become educated on the new benefit offerings and provide the environment for them to enroll in the protection they need.

Why Go With PIOPAC?

  • We cut out the billing hassles that you don’t have time for.
  • Our flexible approach includes all your preferred benefit carriers.
  • We can also collect union and association dues and, when requested, additional monies for non-insured products.
  • Through our Continous CoverageCare™, we provide you with a US-based bilingual Customer Care team with TTY and LanguageLine Solutions® services for participants with billing inquiries. Text messages, emails, and live outbound phone calls are included to proactively resolve any billing discrepancies and assist when a member goes on leave.
  • If Section 125 presents a barrier to offering benefits for employees or members, our EFT Drafting approach eliminates the compliance requirements and record-keeping needs you would contend with.
Learn More


888-561-3232

Agent Portal

Create the Group

Creating the Group with PIOPAC is a simple 2-part process:

  1. Complete the New Case Profile Form and email to: inquiry@piopacco.com
  2. Click on the “Log in” link below to create the group in the Agent Portal

For more information and instructions on the Agent Portal please see videos below:

Log In

 

 

Creating a New PIOPAC Case in the Agent Portal

How to Complete a New Case Profile Form

How to Add a Participant

How to Add an Agent

How to Run a Report

 



888-561-3232

Phone

888-561-3232

High-Touch Meets High-Tech

When you reach out to us, you'll meet a real human being. Our talented people have a combined 200 years of experience in benefits insurance and consulting. Let us put our expertise to work for YOU.

Follow Us: